We provide you with the best tools, information, and advice to put you in the driver's seat on the road toward your best financial future. We are focused on empathizing with your needs, providing you with education and tools to make good financial decisions, and empowering you to act on those decisions. What else do we have? Because we are a not-for-profit financial institution, we have better loan rates and lower fees for you! When you bank with us, you are not just a customer; you are a member, a co-owner, and a part of something bigger, a part of something awesome! Now, that isn't a claim just any financial institution can make. We live and breathe this by always thinking of you, constantly innovating to provide you with best solutions to your financial needs, and always greeting you with a smile when you walk through the door. With us, there are NO hidden membership fees or deceptive relationship plans. We deliver personalized member service while offering you all the convenience that modern technology can bring.
Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12,000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, LaSalle, Livingston, Stephenson or Winnebago County.
We are a federally insured regulated by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States government. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 increased the share insurance coverage on all federally insured credit union accounts up to $250,000.
We strive to be an organization where everyone involved is proud to say, It's My Credit Union!
This is achieved with:
Perfect Member Service: What we do, we do right. When we don't do it, we still empathize with our members, provide them with education and tools needed to meet their needs, and empower them to achieve their financial goals.
Win-Win-Win Solutions: We do what is right for our members, the community, and for the credit union.
Partnership: We strive to be partners with our members, our community and our Earth.
Credit unions are not-for-profit organizations that exist to serve their members rather than to maximize corporate profits. Like banks, credit unions accept deposits and make loans. Banks and savings & loans are owned by groups of stockholders whose interests include earning a healthy return on their investments. Credit unions, on the other hand, are member owned, so they have your interests in mind, not the interests of a small group of investors. Since Illinois State Credit Union is a not-for-profit financial institution, after expenses are paid and reserves are set aside, surplus earnings are returned to you, the member, in the form of lower loan rates, higher interest rates on savings, and free or low-cost services.
Apply now for a better mortgage experience through Illinois State Credit Union!