The following information is usually required during the loan process along with the completed mortgage application:
Income Documents
W2 Forms for the previous two years
Recent pay stubs covering one month
If you are self-employed, receive commission income or own rental property, include most recent two years’ tax returns with all schedules.
Assets
Most recent savings and checking statements covering a two month period
Recent statement of your 401(k) savings plans, IRA’s,CD accounts, investment portfolio, money market accounts
Subject Property- Refinance
Copy of Homeowner’s insurance with the name and phone number of your insurance agent.
Name of institution, account number and phone number of your present mortgage holder(s).
Contact information for your condo association (if applicable)
Subject Property-Purchase
Copy of sales contract with all parties’ signatures (not required for pre-approval)
Other
Copy of valid driver's license
If divorced, please provide copies of your recorded divorce decree